A very stylish young man just came out from his new sports car. Then, he went up to his penthouse to meet his wife. His wife, who was also quite fashionable, came down to the parking lot with him. They were about to go out to have a romantic dinner when some men stopped them at the parking lot. The men came from the bank where they owned some debts for the car and their penthouse. The men insisted to take back the car since the young man was way behind with his debts. He didn't pay for the car for more than 3 months.
All right. Now, does the scenario sounds like a scene from a Malay drama? How many of you have seen the real life scenario? Or have you ever heard this kind of stories from somebody?
I'm so against having too much debts at one time. I know sometimes we just can't help it like for the car loan and also the housing loan. However, if we have to borrow some money just because we have to show that we are quite rich and also because we don't want other people to look down on us, it's so wrong! Why don't we just live within our means? Do we need to listen to other people and put up with the "fake" lifestyle that we can't afford?
Right now, I'm so happy just to have a small car and insyallah we are in the process of purchasing our first house. (Well, we still need to ask for the housing loan but we have chosen something that we know we can still pay per month). Our previous intention of buying a bigger car has to be put off because we don't want to have to pay for so many debts unless we know we can afford to pay them.
Now, what say you? What's your personal opinion and do you have any experiences on this?